It's taken a while, and I've been pulling my hair, but I have finally managed to publish two stories to Kindle, Nook, and Smashwords. This time I didn't go through my agent's office. I got some formatting help and then uploaded myself. The stories are mine and so are the cover designs. This is an achievement of sorts for someone as technically inept as I am.
I have a good mind to do more in the future.
The point is: if I can do it, so can you.
Big congrats, LJ! I'm sure you'll be glad you did this. I've not done the Smashwords thing, only Kindle and Nook, and I know some of the frustrations involved in the upload. I also design my own covers. Have never used Photoshop, hear it's a bear to learn. I use Microsoft Picture It, which I got with my old computer (2003). I just bought a new one, used the CD to load the program and it works fine. If you can get hold of this program, it's much easier to use than photoshop.
May you have many sales with your new ebook!